A fire, a frozen pipe that lets go in January, a kitchen flood, a storm that peels back part of the roof — one bad afternoon can leave your home unlivable and you holding a suitcase, wondering where you’ll sleep tonight. If that’s where you are right now, take a breath. You have more options than a noisy hotel by the freeway, and getting settled somewhere comfortable is often the first thing that helps everything else feel manageable again.
At Oaklands on 9th, a furnished studio apartment hotel in the heart of downtown Minneapolis, we host a lot of guests who are between homes for reasons they never planned on. Here’s how a stay like this tends to work when you’ve been displaced.
First, a word about your insurance
If your home is damaged by a covered event and you can’t live in it, most homeowners and renters policies include something called Additional Living Expenses (ALE), or “loss of use” coverage. In plain terms, it’s meant to cover the extra cost of living somewhere else — temporary housing, and sometimes meals — while your place is repaired or rebuilt.
Every policy is different, and we’re innkeepers, not insurance advisors, so your adjuster is the right person to confirm your limits and what counts. But it’s worth knowing the coverage often exists, and that keeping clear, itemized receipts for your stay makes reimbursement far smoother. We’re glad to provide documentation you can hand straight to your adjuster.
Why a furnished month-to-month studio fits a displacement stay
When you don’t know whether you’ll be out of your home for two weeks or three months, the last thing you want is a year-long lease or a hotel room that bills by the night and offers nowhere to cook. A furnished studio splits the difference.
Our studios arrive ready to live in: actual furniture, a full kitchen so you can cook normal meals instead of eating out three times a day, and WiFi, all utilities, heat, and free on-site laundry already included in one simple rate. There are no contracts — you can stay a night, a week, or a month, and extend if the repairs run long, which they often do. Some units are pet friendly, so the dog or cat who just lived through the same upheaval can come too. We offer three tiers — Good, Better, and Best — so you can match the space to your budget and how long you expect to be with us.
For families juggling kids, work, and contractor phone calls, that combination — a real kitchen, your own quiet space, predictable costs, and the freedom to leave when your home is ready — tends to take a lot of daily friction out of a stressful season.
A calm, central place while you sort things out
Oaklands on 9th sits at 215 South 9th Street, right in the center of downtown. You’re steps from the climate-controlled Skyway, the Target on Nicollet Mall for groceries and household basics, and easy Metro Transit light-rail and bus connections if your car was part of what you lost. It’s also a practical base if you’re coordinating medical care, with Hennepin Healthcare (HCMC) and the University of M Health Fairview campus close by.
And because downtown isn’t only errands and paperwork, you’ll find plenty nearby to help normal life feel normal again — restaurants, the riverfront, ballgames, and the season’s events, many of which Meet Minneapolis keeps a running calendar of. If you’re marking a hard stretch with something gentler — a displaced anniversary, a birthday that still deserves to happen — our sister property, the 300 Clifton mansion bed & breakfast, is a lovely option a short drive away.
We’ll help you land softly
If you’ve been displaced and need somewhere comfortable to regroup, we’d be glad to help you settle in quickly and keep the paperwork simple for your claim. Check availability and book a furnished studio here, or call us anytime at (612) 314-5124 and we’ll walk you through it.